This cheesy Texas Baked Bean Dip is made with a rich and creamy base of refried beans, smooth cream cheese, and tangy sour cream, all topped with a generous layer of melted cheddar and Monterey Jack cheeses. The result is a warm, velvety, and irresistibly savory dip that’s perfect for a crowd. It is the ultimate appetizer for game days, potlucks, or any casual get-together and serves 8-10 people.
Texas Baked Bean Dip Ingredients
For the Dip:
- 2 (16-ounce) cans refried beans
- 1 (8-ounce) package cream cheese, softened
- 1 cup sour cream
- 1 (1-ounce) packet taco seasoning mix
- 2 cups shredded cheddar cheese, divided
- 2 cups shredded Monterey Jack cheese, divided
For Serving (optional):
- Sliced green onions or scallions
- Diced jalapeños
- Sliced black olives
- Tortilla chips or Fritos
How To Make Texas Baked Bean Dip
- Preheat the oven: Preheat your oven to 350°F (175°C). Lightly grease a 9×13-inch baking dish.
- Make the base mixture: In a large bowl, use a hand mixer or a sturdy whisk to combine the softened cream cheese and sour cream until smooth. Add the refried beans and taco seasoning, stirring until everything is well combined.
- Add cheese and assemble: Stir 2 cups of the combined shredded cheeses into the bean mixture. Spread the mixture evenly into the bottom of your prepared baking dish.
- Add the topping and bake: Sprinkle the remaining 2 cups of shredded cheese evenly over the top of the dip. Place the baking dish in the preheated oven and bake for 25-30 minutes, or until the cheese is melted, bubbly, and the dip is hot throughout.
- Garnish and serve: Remove the dish from the oven. If desired, top with sliced green onions, diced jalapeños, or black olives. Serve immediately with tortilla chips or Fritos for dipping.

Recipe Tips
- Soften the cream cheese: For a smooth, lump-free dip, make sure your cream cheese is completely softened to room temperature before mixing. If you’re in a hurry, you can microwave it in 30-second intervals until it’s soft.
- Use full-fat ingredients: For the richest, creamiest texture and best flavor, use full-fat cream cheese and sour cream. Low-fat versions can sometimes make the dip watery.
- Customize the flavors: Feel free to get creative with your cheese blend. Pepper Jack or a Mexican cheese blend can add an extra kick. You can also mix in canned green chiles for a mild, smoky flavor.
- Don’t overbake: The dip is ready when the cheese on top is melted and bubbly. Overbaking can cause the dip to dry out, so keep a close eye on it.
What To Serve Texas Baked Bean Dip
This warm and hearty dip is a meal in itself! The best pairing is with sturdy, scoop-able chips like tortilla chips or Fritos scoops. To add more freshness and texture, you can serve a side of salsa or guacamole for people to add on top of their dip. For a healthier option, you can serve it with vegetable sticks like sliced bell peppers or celery.
How To Store Texas Baked Bean Dip Leftovers
- Refrigerate: Let the dip cool completely before covering it and placing it in the refrigerator. It will last for up to 3 days. To reheat, you can use the microwave or warm it up in a small oven-safe dish.
- Freeze: Baked bean dip can be frozen, but the texture may change slightly upon thawing. To freeze, let the dip cool completely, then place it in a freezer-safe, airtight container for up to 2 months. Thaw it in the refrigerator overnight before reheating.
Texas Baked Bean Dip Nutrition Facts
- Calories: 320 kcal
- Total Fat: 22g
- Saturated Fat: 13g
- Cholesterol: 60mg
- Sodium: 850mg
- Total Carbohydrate: 18g
- Dietary Fiber: 5g
- Sugars: 2g
- Protein: 10g
Frequently Asked Questions
- Why is it sometimes called “Texas Trash Dip”? The name “Texas Trash Dip” is a playful reference to the way the various ingredients are “trashed together” in a single bowl before being baked. Despite the unappetizing name, it’s a beloved and popular dip.
- Can I add meat to this recipe? Yes, adding meat will make it even heartier. You can cook 1/2 pound of ground beef or chorizo, drain the fat, and mix it into the refried bean base before baking.
- Can I prepare this the night before? Yes, this is an excellent make-ahead recipe. You can assemble the entire dip in the baking dish, cover it tightly, and store it in the refrigerator overnight. Just add a few extra minutes to the baking time to account for the cold dish.
Try More Recipes:
Texas Baked Bean Dip Recipe
Description
This Texas Baked Bean Dip is a warm, cheesy, and savory dip perfect for parties. It features a creamy blend of refried beans, sour cream, and cream cheese topped with a generous amount of melted cheese.
Ingredients
Instructions
- Preheat oven to 350°F.
- In a bowl, mix softened cream cheese, sour cream, beans, and taco seasoning.
- Stir in half of the cheese and spread in a baking dish.
- Top with remaining cheese.
- Bake for 25-30 minutes until bubbly and golden. Serve hot.
